Theo Kyriakopoulos

Application

This is where we put the plan into motion. We’ll walk through your application together, confirm the details, and make sure everything is set up to give you the strongest possible approval. During this meeting we’ll: Complete and review your mortgage application together Verify your identity (required for every Canadian mortgage file) Confirm the strategy, product, and structure we discussed Go over which documents we still need and how to send them securely Map out what happens next and your expected timeline Please have ready: Government-issued photo ID (driver’s licence or passport) for each applicant Recent pay stubs and an employment letter, or your last two years of tax documents if you’re self-employed Your current mortgage statement (if renewing or refinancing) Proof of down payment or funds (if purchasing) Details of any other debts, assets, or properties you own Don’t worry if you’re missing something. We’ll make a list and you can send it after.